Looking for Colombia visa health insurance?
Colombia visa health insurance has to match your visa, not just your trip. We check what your category asks for under Resolution 5477 and review the certificate (the seven risks, coverage inside Colombia and dates for your whole stay) before you file.
Do I need health insurance for a Colombian visa?
Many do. Under Resolution 5477 of 2022, most Visitor (V) visas and some Migrant (M) visas ask for health cover valid in Colombia for your planned stay, covering accident, illness, maternity, disability, hospitalization, death and repatriation. Depending on the category, that means a health policy or, in some cases, health coverage in Colombia. No minimum dollar amount is set. Ask us which option your visa accepts before you buy.
Source: Resolution 5477 of 2022, Ministry of Foreign Affairs (compiled text) · Cancillería, Visa types · Last reviewed: October 2026.
Key facts: Colombia visa health insurance
Legal basis: Resolution 5477 of 2022 (Ministry of Foreign Affairs), in force.
Who needs it: most Visitor (V) visas, such as Digital Nomad, Annuitant (Rentista), Tourist and Student, and four Migrant (M) visas: Retirement, Investor, Independent Professional and Internationalization. The Resident (R) visa does not list it.
What it must cover: accident, illness, maternity, disability, hospitalization, death and repatriation, within Colombia.
How long: for the planned length of your stay.
Amount: the regulation sets no minimum dollar amount.
Dental care: not one of the seven risks the regulation lists.
Colombia visa health insurance requirements by visa type
Requirements depend on your visa category. Below, article by article, is what Resolution 5477 of 2022 lists for each one, including the visas that ask for no policy at all.
What each visa category lists, article by article.
| Visa | What Resolution 5477 lists | Article |
|---|---|---|
| Digital Nomad (V) | Policy Health policy: 7 risks, coverage in Colombia, for the planned stay | Art. 46 |
| Annuitant / Rentista (V) | Policy Health policy (same wording) | Art. 56 |
| Tourist (V) | Policy Health policy (same wording) | Art. 34 |
| Student (V) | Policy Health policy (same wording) | Art. 36 |
| Medical Treatment (V) | Policy Health policy for the patient and the companion | Art. 37 |
| Business (V) | Not listed Not listed | Art. 35 |
| Retirement (M) | Policy or local coverage Health coverage in Colombia or a health policy. This visa does not allow enrollment in Colombia's social security system, except under international agreements | Art. 77 |
| Investor (M) | Policy or local coverage Health coverage in Colombia or a health policy | Art. 79 |
| Independent Professional (M) | Policy or local coverage Health coverage in Colombia or a health policy | Art. 76 |
| Spouse / Permanent Partner (M) | Not listed Not listed | Arts. 67–68 |
| Worker (M) | Not listed No policy listed; labor and social security rules apply | Art. 74 |
| Resident (R) | Not listed No policy listed; the authority may verify social security compliance | Art. 90 |
| Beneficiaries | Not listed No separate policy listed; the principal holder declares responsibility, including health coverage | Art. 93 |
Source: Resolution 5477 of 2022 (compiled text, Normograma of the Ministry of Foreign Affairs). Requirements can change; check your category before filing. Last reviewed: October 2026.
Health insurance isn't optional. It's part of your visa file.
Colombia's Ministry of Foreign Affairs (Cancillería) requires, for most visa categories, a medical policy with coverage in Colombian territory— and it checks the certificate against very specific criteria before your application moves.
It applies to many Visitor (V) visas and to several Migrant (M) visas — from digital nomads and students to retirees. The exact requirement depends on your visa category.
General information, not legal or insurance advice. Requirements are set by Cancillería and can change; we confirm what applies to your specific case.
Your policy must cover
The seven risks Cancillería expects a visa-compliant policy to include. We verify all seven on your certificate before you file.
Coverage amount
Is there a minimum coverage amount for Colombia visa health insurance?
No. Resolution 5477 of 2022 lists the risks the policy must cover and asks for coverage in Colombia for your planned stay, but it does not set a dollar minimum. Some websites cite USD 35,000 as a minimum; that figure does not appear in the regulation, and neither does a required dental benefit. What matters is that the certificate shows each required risk, Colombia as the covered territory and dates that cover your stay.
The fine print that matters
Four checks your certificate has to pass.
Before anything reaches Cancillería, we run your policy — new or existing — against the four criteria that decide whether it's accepted.
01
Coverage zone
The policy must explicitly cover Colombia (or be worldwide). "Latin America" in the fine print isn't always enough — the certificate has to say it.
02
Validity period
Coverage should run for the full length of the visa you're requesting — and your visa can be limited to how long your coverage lasts.
03
Scope of risk
All seven required risks — including maternity, disability and repatriation — named on the certificate, not buried in a policy annex.
04
Format
A certificate in Spanish or English, showing the insured's full name — one per applicant, including each family member or beneficiary.
EPS or Health Coverage Enrollment in Colombia.
EPS may be used for certain visa applications; however, it does not include repatriation coverage and may lead to additional requirements. In addition, visa categories such as Business, Pension, and Digital Nomad do not allow enrollment in Colombia’s public healthcare system.
Plans for visa filings
Plans for visa filings at a glance
Four plan levels are used for Colombia visa health insurance filings up to age 75, and two from 76 to 85. Benefits as of October 2026, per provider conditions; final terms are on your formal quote.
| Benefit (USD) | GlobalUp to 75 | TotalUp to 75 | MaximusUp to 75 | SupremeUp to 75 | Global76 to 85 | Total76 to 85 |
|---|---|---|---|---|---|---|
| Medical expenses: accident, non-pre-existing illness, hospitalization | 20,000 | 40,000 | 60,000 | 150,000 | 20,000 | 40,000 |
| Pre-existing conditions | 300 | 10,000 | 10,000 | 10,000 | 300 | 10,000 |
| Pregnancy complications (up to week 28) | 300 | 500 | 600 | 700 | 300 | 500 |
| Emergency dental | 150 | 750 | 1,000 | 1,500 | 150 | 750 |
| Medical and funeral repatriation (each) | 20,000 | 40,000 | 60,000 | 150,000 | 20,000 | 40,000 |
| Accidental death | 20,000 | 30,000 | 50,000 | 100,000 | 20,000 | 30,000 |
| Routine care: 2 GP visits, 1 specialist visit, 1 basic lab test per year | ||||||
| Terms | 1, 2 or 3 years | |||||
| Where it applies | Colombia only | |||||
Global
Up to 75 · USD
- Medical expenses
- 20,000
- Pre-existing conditions
- 300
- Pregnancy complications (to week 28)
- 300
- Emergency dental
- 150
- Medical / funeral repatriation (each)
- 20,000
- Accidental death
- 20,000
Total
Up to 75 · USD
- Medical expenses
- 40,000
- Pre-existing conditions
- 10,000
- Pregnancy complications (to week 28)
- 500
- Emergency dental
- 750
- Medical / funeral repatriation (each)
- 40,000
- Accidental death
- 30,000
Maximus
Up to 75 · USD
- Medical expenses
- 60,000
- Pre-existing conditions
- 10,000
- Pregnancy complications (to week 28)
- 600
- Emergency dental
- 1,000
- Medical / funeral repatriation (each)
- 60,000
- Accidental death
- 50,000
Supreme
Up to 75 · USD
- Medical expenses
- 150,000
- Pre-existing conditions
- 10,000
- Pregnancy complications (to week 28)
- 700
- Emergency dental
- 1,500
- Medical / funeral repatriation (each)
- 150,000
- Accidental death
- 100,000
Global
76 to 85 · USD
- Medical expenses
- 20,000
- Pre-existing conditions
- 300
- Pregnancy complications (to week 28)
- 300
- Emergency dental
- 150
- Medical / funeral repatriation (each)
- 20,000
- Accidental death
- 20,000
Total
76 to 85 · USD
- Medical expenses
- 40,000
- Pre-existing conditions
- 10,000
- Pregnancy complications (to week 28)
- 500
- Emergency dental
- 750
- Medical / funeral repatriation (each)
- 40,000
- Accidental death
- 30,000
All plans: routine care (2 GP visits, 1 specialist visit, 1 basic lab test per year) · terms of 1, 2 or 3 years · Colombia only.
Swipe sideways to compare all plans →
Limits apply as stated in the plan conditions. Prices are given on your formal quote.
USP Consultancy is not the provider of these plans. USP may receive a commission from the provider; it does not change the price you pay.
Can I get visa health coverage after age 75?
Yes, within limits. The plans presented on this page accept applicants up to age 85. From age 76, two plan levels are available, with medical limits of USD 20,000 and USD 40,000 and adjusted rates. Pre-existing conditions are covered up to USD 300 (Global) or USD 10,000 (Total). Terms run from 1 to 3 years; your visa may be limited to the dates your coverage runs.
How it works
How it works: your certificate checked against your visa
Tell us your visa and who is applying
Visa category, planned filing date and each applicant's age. No medical details are needed at this step.
We confirm what your category asks for
Under Resolution 5477, including whether it asks for a health policy at all.
You receive plan options and a formal quote
Before you pay, we check the certificate wording against your visa: full name as in your passport, Colombia as the covered territory, the seven risks and the dates.
You file with a certificate that matches your visa
Your coverage and your visa application line up before anything is submitted.
Before you buy
Four details that save you a re-filing.
Buy before you file — not after
Coverage must be in place before you submit your application; allow at least 3 business days. We also help you align the policy's start date with your expected approval, so you don't burn paid months.
One certificate per person
Each applicant — including spouses and dependents as beneficiaries — needs their own certificate with their full name. A family policy that only names the holder won't carry the group.
Coverage length caps your visa
Cancillería can limit your visa to the period your policy covers.If you're aiming for a multi-year visa, a 1-year policy may shorten it — that's why multi-year terms exist.
Don't cancel after approval
Authorities can verify your coverage status after the visa is granted. Keep the policy active at least until your visa expires — cancelling early puts your status at risk.
Advice from the team that files visas every week.
The insurance requirement lives inside the visa process — so your advice should too. At USP, the same bilingual team that handles Colombian visas end to end matches your coverage to your category, your dates and your family group.
The plans presented on this page are provided by Continental Assist, an international assistance company with 24/7 multilingual support. USP Consultancy is not the provider: our role is to confirm what your visa asks for and check the certificate before you file.
Get the right coverage before you file.
Tell us your visa type, your timeline and who's applying with you. We'll confirm exactly what your application needs and send a formal quote — the advice costs you nothing extra.
USP Consultancy · A digital firm serving clients across Colombia. This page is general information about our services, not insurance, legal or immigration advice. Visa requirements are set by Cancillería and may change; The plans presented on this page are travel medical assistance plans; coverage terms, issuance and claims decisions rest with the assistance provider. USP may receive compensation from the provider — this never increases the price you pay.
Health insurance · FAQ
Frequently asked questions
Straight answers to what foreigners ask most before filing — what counts, what doesn't, and how it works.
Is health insurance really required for my Colombian visa?
What does my policy actually need to cover?
Can I use the international insurance I already have?
Can I use Colombian coverage (EPS or a prepaid plan) instead of a private policy?
What is the "repatriation" clause, and why does it matter so much?
How long does my coverage need to last?
When do I need it, and can I cancel once my visa is approved?
Who provides the plans, and what does USP charge?
Does a 1-year plan limit my visa to 1 year?
Is there an age limit?
Can I renew without a gap in coverage?
Can I cancel after buying?
What happens if my visa is denied or approved for less time?
Does it cover me if I travel back to my home country?
Do family members each need their own certificate?
Does the certificate need a translation or an apostille?
Can I buy a plan if I already live in Colombia?
Are pre-existing conditions covered?
Is emergency dental care required for the visa?
Colombia visa health insurance requirements reviewed against Resolution 5477 of 2022. Sources: Resolution 5477 of 2022 (Normograma, Ministry of Foreign Affairs) · Cancillería, Visa types. Last reviewed: October 2026.
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